One-Time Planning Services
Personalized Guidance, One-Time Fee.
At Portfolio Advisors, we understand that not everyone needs a full-time financial advisor. Sometimes, you just need honest answers to one pressing financial question.
Our One-Time Planning Services are built for exactly that. Whether it’s understanding your tax return, choosing the right time to claim Social Security, navigating a complex pension system, or getting a second opinion on your investment portfolio, we’ll help you get clarity and confidence.
Each service is grounded in our fiduciary commitment to serve your best interest — and tailored to give you clarity, direction, and peace of mind.
Please Note: Our One-Time Planning Services are designed for a single, one-time engagement. The same service cannot be repeated annually.
Tax Return Review
Make sense of your tax situation — and find opportunities for improvement
Many people feel in the dark about their taxes, and just need a few pointers from an experienced professional — For example, if you’ve had unexpected bill, an underwhelming refund, or are unsure if you’re missing something important.
We help you cut through the complexity. You’ll work with an experienced advisor who uses professional tools like Holistiplan to break down your return, flag areas of concern, and recommend actionable next steps — without jargon or judgment.
What’s included:
- Initial 30-minute consultation
- Final 30-minute review of your Holistiplan Tax Report
- Written summary with key observations and planning recommendations
Price: $1,500
Optional Add-On ($500): Explore additional scenarios or future tax projections using Holistiplan.
Social Security Review
Confidently choose the right time and strategy to claim benefits
Claiming Social Security is a big decision — and many people feel anxious about getting it wrong. Whether you’re nearing retirement or already retired, you might be wondering:
Am I leaving money on the table? What if I file too early? Will I regret this later?
This service helps you understand your options, weigh the trade-offs, and make an informed choice. You’ll walk away with clarity on when and how to file, and how your benefits fit into your broader retirement plan.
What’s included:
- Initial 30-minute consultation
- Final 30-minute strategy session
- Personalized Social Security Analysis Report with clear guidance and recommendations
Price: $1,500
Optional Add-On ($500): Hands-on help with filing — online or in person — if you’ve got a complicated situation, are feeling overwhelmed, or unsure about the process.
CalSTRS / CalPERS Review
Clarity and confidence for California public retirement system participants
CalSTRS (California State Teachers’ Retirement System) and CalPERS (California Public Employees’ Retirement System) are complex systems — lots of choices that can feel impossible to decode. You may feel overwhelmed, confused, or fearful of making the wrong decision.
Whether you’re years away from retirement or fast approaching your exit date, we’ll help you break down and understand your benefits and options — and what actions (if any) you should take now.
What’s included:
- Initial 30-minute consultation
- Advisor attendance at your CalSTRS or CalPERS meeting
- Final 30-minute follow-up meeting
- Summary of your benefits, takeaways, and personalized guidance
You’ll get clear answers from an experienced professional who’s navigated these systems many times before.
Price: $1,500
Investment Second Opinion
Not sure if your portfolio is working for you? We’ll give you a clear-eyed view
You’ve been investing, but something doesn’t feel right. Maybe you’re wondering if you’re paying too much in fees, taking on too much (or too little) risk, or if your current advisor is really acting in your best interest.
We provide a second set of eyes – independent feedback – on what you own, what you’re paying, and whether your portfolio still fits your goals.
What’s included:
- 15-30 minute review call to go over your statements and goals
- Final 30-minute consultation to walk through our portfolio analysis
- Portfolio Comparison Report with observations and recommendations.
Ideal for: Individuals with existing portfolios who want objective feedback without changing advisors — yet.
Price: $1,500
What to Expect
One flat fee. One clear deliverable. No pressure to commit long term.
After your Initial Consultation, we’ll schedule your Final Review (typically within two weeks). You’ll leave with a personalized report and planning recommendations — yours to keep and use.
Please Note: Our One-Time Planning Services are designed for a single, one-time engagement. The same service cannot be repeated annually.
Bonus: If you decide to become an ongoing-client within 30 days, we’ll credit the full cost of your one-time service toward your first year of advisory fees.
Payment is collected by check at the Initial Consultation.
For more information on the CERTIFIED FINANCIAL PLANNERTM credential, please see our Disclosures page. Not all services will be necessary or appropriate for all clients, and the potential value and benefit of the adviser’s services will vary based upon a variety of factors, such as the client’s investment and financial circumstances and overall objectives. Neither customized services nor the scope or nature of financial planning should be construed as guarantees of a particular outcome. Comprehensive financial planning indicates that financial planning will be informed by the material financial and investment circumstances of the client, as communicated by the client to the adviser, but may not consider literally all aspects of a client’s financial affairs. Clients are free to accept or reject any planning recommendations provided by the firm and may choose to implement accepted recommendations with the professional(s) of the client’s choosing. The effectiveness and potential success of adviser’s services can depend on a variety of factors, including but not limited to the manner and timing of implementation, the client’s tax bracket and financial circumstances, coordination with the client and the client’s other engaged professionals, market conditions, and other factors. Portfolio Advisors, Inc. is neither a law firm nor an accounting firm and does not provide legal or tax advice. Website visitors and clients should consult an attorney or tax professional regarding their specific legal or tax situation. Past performance does not guarantee future results. All investing comes with risk, including risk of loss.